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Author Archives: Mahinan Pathmanathan
Deduction of property title: seller’s obligation to prove land ownership
The phrase ‘deduction of title’ refers to a seller’s obligation to prove his ownership in the land he intends to sell. Such an ownership is proved by producing documents that are evidence of the title. Time for deduction The following … Continue reading
Sale/Purchase conveyancing: what solicitors do after receiving instruction?
For the Seller There are several things that a seller’s solicitor should obtain once a sale conveyancing instruction is received from a property seller. This article explains them in detail. Obtain title deeds and documents The seller’s conveyancing solicitor should … Continue reading
Conveyancing instruction and following procedures
It is important that an interview is conducted between the client and his conveyancing lawyer so that all issues related to the purchase are discussed thoroughly. The following article discusses the issues that are to be dealt with after the … Continue reading
Liabilities of a property surveyor
Under S13 of the Supply of Goods and Services Act 1982, a surveyor is duty bound to ensure that the survey is carried out with reasonable care and skill, failing which he is liable for compensation. Thus, when a client … Continue reading
Instructions issued for purchase of Leasehold Residential Property in Wavertree Court, London Borough of Lambeth
View Larger Map On the 26th of October, 2007, a client instructed the Phew! Conveyancing team to assist in the purchase of a leasehold property situated in Wavertree Court, London Borough of Lambeth.The client asked the team to check whether … Continue reading
Situations when a full property survey is required
Sometimes a full property survey is absolutely important, especially in the presence of one or more of the following conditions: a) The property is of high value b) It is more than 100 years old c) It is not a … Continue reading
Purchase of Leasehold Residential Property at Tulse Hill, Lambeth
View Larger Map On 30th August 2006, the Conveyancing solicitor team at Phew! was instructed by the client to investigate and advise on the purchase of a leasehold residential property located in Tulse Hill, London. It was found that the … Continue reading
Home buyer’s valuation and survey report
The Home Buyer’s Valuation and Survey Report is ideal for buyers who cannot afford a full survey, but would like to opt for something more reliable than the valuation report presented by the lender. A lender instructs his valuer (albeit … Continue reading
What is a property survey and when is it needed?
Caveat emptor is a principle applicable in the sale and transfer of property. Thus, buyers often commission an independent survey to authenticate the claims made by the seller regarding value, area, etc. The following article discusses about the reasons, types, … Continue reading
Fixtures and fittings in conveyancing process
Although it is important to make a distinction between fixtures and fittings, doing so can be difficult. The following article explains the influence of this distinction in determining its ownership. Fixtures are considered to be a part of the land … Continue reading
Guidelines for conveyancing solicitors when representing joint buyers
There are several legal aspects to be considered when a property is purchased by two or more people. This article details the steps to be taken by a conveyancing solicitor when such a situation arises. If a property is to … Continue reading
Different types of residential mortgages
The two main types of mortgages include repayment and interest only, although different lenders have come with different names to their various loan packages. Repayment Mortgage This is by far the most popular and straightforward type of mortgage available. The … Continue reading
Eligibility to apply for residential mortgages
The criteria applicable for borrowers when applying for the loan are different; and so is the amount that they are eligible to receive. The following article discusses this in detail. Since the credit crunch of 2007, lenders have been very … Continue reading
Different sources of finance for purchasing residential property
This article discusses about the different secured loan options available to the buyer. When the buyer has not made any arrangements for the purchase amount before contacting his solicitor, he may be advised on the different options available. It is … Continue reading
Conveyancing solicitor’s role when a client obtains mortgage on property
It has been discussed about the importance of ascertaining that the buyer has sufficient means to finance his purchase. If the buyer intends to arrange for a loan, the buyer’s conveyancing solicitor must help him with all the necessary procedures. … Continue reading
Purchase of Leasehold Property at Harborough Road, London Borough of Lambeth
View Larger Map On 25th June 2008, the Conveyancing team at Phew! was asked by the client to instruct and inspect the purchase of a leasehold residential property located at Harborough Road, London Borough of Lambeth. It was found by … Continue reading
Guidelines to solicitors for taking purchase conveyancing instructions
The information required by a conveyancing solicitor for a buyer is more or less the same as that required by a conveyancing solicitor for the seller. In fact, it is sometimes the mirror image of that required by the seller’s conveyancer, however … Continue reading
Guidelines to solicitors for taking property sale conveyancing instructions
In this article, we discuss the procedure to be adopted by the conveyancing solicitor when acting for the seller by taking conveyancing instructions. Full contact details of the sellers and buyers It is very important that complete details along with … Continue reading
Purchase of Freehold Residential Property at Claverdale Road, London Borough of Lambeth
View Larger Map The Phew! Conveyancing team was instructed on the 28th of July, 2010, to inspect and instruct a client for purchase of a freehold property located in Claverdale Road, London Borough of Lambeth. The property purchased for £575000 … Continue reading
Conveyancing solicitors’ guide to taking conveyancing instructions from clients
A conveyancing solicitor takes instruction from a client so that sufficient information is obtained to carry out the transaction. However, this does not mean that the solicitor may contact the client only once during the conveyancing process. In fact, the … Continue reading
The importance of Energy Performance Certificates (EPC) in conveyancing process
As we all know, the conveyancing process does not begin unless a seller decides to put his property for sale. The property here could be an individual selling his house or a developer selling a newly built office to some … Continue reading
Town and Country Planning: Case study of a conveyancing process
Mr. X residing at a property in London decides to sell the property. The buyer’s solicitor shall have to check the following details: Details of the date when the property was first built and the use it has been put … Continue reading
Consequences of buying a property in contaminated area
As per the warning card issued by the Law Society to conveyancing solicitors, they have to advise the prospective buyer to check for possible contaminants in the land. They should also explain in detail the possible liabilities associated with such … Continue reading
Town and Country Planning: Guidelines to conveyancing solicitors for ensuring compliance
This article deals with the transactional matters that affect the conveyancing and the steps that the conveyancing solicitor should take to ensure that the process goes on smoothly. Acting for the seller: A seller is not really obligated to disclose … Continue reading
Freeehold Conveyancing (Residential Property), Casewick Road, Lambeth
View Larger Map On 10th October 2006, the Phew! Conveyancing team was hired by a client for assisting him in purchasing a property situated in Casewick Road, London. The property was sold for £ 385000 to the client. London Borough … Continue reading
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