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Author Archives: Mahinan Pathmanathan
BUILD YOUR OWN HOME
Looking for that perfect home can be a time-consuming process. Buying a home is not going to be something you do very often. So even if you like the first property that you see, property experts advise that you view … Continue reading
Five ways to save energy at home
As the cost-of-living crisis deepens, the size of potential energy bills is an important factor to consider when buying a home. After all, what you pay for electricity and gas will be one of the largest regular household expenses. Even … Continue reading
The Bank of Mum and Dad: How can I help my child to buy a property?
With the average house price now being seven times an annual salary, it continues to become more difficult for first-time buyers to buy a property without help from parents or other relatives. If it were a mortgage lender, the Bank … Continue reading
What is the average cost of conveyancing in 2023?
If you are thinking about buying or selling a property, you may be asking how much it is going to cost. Conveyancing is a service, not a product. Consequently, the cost of conveyancing will be affected by the property price, … Continue reading
Conveyancing at Christmas
As we approach Christmas, a big question hits the minds of buyers and sellers. Between Christmas Day and New Year, conveyancing firms and estate agents tend to wind down, with many of them closing altogether. There is unlikely to be … Continue reading
Stamp Duty Survives Jeremy Hunt’s Mini Budget Tax Reversals
As political commentary revolves around whether Liz Truss will survive as Prime Minister, one thing that has survived of her economic plan or “mini-budget” was the increased stamp duty thresholds. If you are looking to buy a property in England … Continue reading
What is a Grant of Representation?
Usually, the person who transfers a property is the actual owner. But this is not always the case. When the owner of a property has passed away, an intended beneficiary does not automatically take ownership of it. The property can … Continue reading
Can I be a first-time homebuyer? does it matter? Who qualifies?
Can I be a first-time homebuyer? does it matter? Who qualifies? With house prices rising faster than ever, first-time homebuyers are finding it increasingly difficult to buy their own homes and get on the property ladder. The average house price … Continue reading
Should I be worried about radon gas at the house I want to buy?
If you are reading this article, your conveyancing solicitor has probably advised you that the results of the environmental search revealed that the property you want to buy is in an area contaminated by radon gas. Radon gas is a … Continue reading
There’s no executor – how do I make sure my loved one’s property is transferred?
If someone has possessions, particularly property or items of value, they should make a will clearly stating to whom they want their possessions to go after they die. A will should also say whom they want to manage their estate … Continue reading
I’m the Executor of a will – what do I do?
Being appointed the executor of a will can be a great honour. If the owner has stated in their will that they want you to have this responsibility, it is a sign of the trust they had in you. However, … Continue reading
How to Transfer a Property after the Death of the Owner?
If you are reading this article, you have probably lost someone you know, perhaps close to you. In which case, we are sorry for your loss. But, on top of losing your loved one, you are now faced with the … Continue reading
How should I choose a licensed conveyancer or a conveyancing solicitor?
Most people don’t have much experience in dealing with licensed conveyancers or solicitors. So, in this article, we will look at things you should consider when choosing a conveyancer or solicitor to handle your conveyancing process. What’s the difference between … Continue reading
What conveyancing solicitors need to know about sanctions
With the recent events in Ukraine, it is important for all conveyancing professionals who work with Russian clients to monitor the situation closely to avoid falling foul of the requirements of sanctions and anti-money-laundering (AML) rules. This is because the … Continue reading
What is a ‘gifted deposit’?
A gifted deposit is money handed to someone, usually first-time buyers, to help them purchase a property. The majority of first-time home buyers now rely on the generosity of family to gift them monies to help with their deposit. However, … Continue reading
What to Know Before Purchasing a New Build?
What to Know Before Purchasing a New Build? What is a New Build? New Builds are exactly as they sound: new homes that are built to supply the ever-increasing demand for housing. However, there is more to New Builds than … Continue reading
How the New Law on Ground Rents Affects Landlords?
The Leasehold Reform (Ground Rent) Bill introduces new law on ground rents affects leasehold properties. The government has effectively abolished ground rents for future long residential leases with its Leasehold Reform (Ground Rent) Bill. This means that the buyers of … Continue reading
Important First-Time Homebuyer Considerations – Phew Conveyancing
At face value, the term first-time homebuyer is quite straightforward. If you have never owned a home before and would like to purchase one now, then voila, you are considered a First-Time Homebuyer. But what if your spouse already owns … Continue reading
Transfer of Equity Explained – Phew Conveyancing
What is a Transfer of Equity? A transfer of equity is when there is a change to the ownership of a property. However, unlike in a sale or disposal of a property, in a transfer of equity one or more … Continue reading
Stamp Duty Land Tax for Limited Companies in UK
A property lawyer will be able to give you multiple reasons for and against purchasing property through a limited company. More so if it is a residential property that you wish to purchase. Chances are, you might find yourself needing … Continue reading
Stamp Duty and the Effect of the Stamp Duty Holiday on the UK Residential Property Market
A stamp duty land tax (or stamp duty) is payable by a purchaser of a property, commercial or residential, to HM Revenue & Customs (HMRC). The government’s annual income from the collection of this tax amounts to £12 billion, around … Continue reading
Use of Cryptocurrency in Conveyancing in the UK – why and why not?
Let’s delve into the world of cryptocurrency and buying houses. Is it possible to buy a house using digital currency, taking the risk of using cryptocurrency into account? Are there any practical examples to support the topic of discussion? Learn … Continue reading
Why is a priority search essential in conveyancing?
Buying a home involves many important steps. You must be careful every step of the way because it could well be one of the largest investments you make in your life. Priority search is one of the key steps that … Continue reading
The Significance of Bankruptcy Searches in Conveyancing
Conveyancing is the act of transferring the legal title of property from the current owner to another. Conveyancing also involves transfer of equitable interests or creation of easements in a property. Conveyancing Process usually involves huge sums of money, which … Continue reading
What is Online Conveyancing? Here’s What You Need to Know
An Englishman’s home is his castle and being able to buy your own house is a dream come true for most homebuyers. It is, however, often a mixed feeling of excitement and nervousness. Buying or selling a house involves complex … Continue reading
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