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Author Archives: Mahinan Pathmanathan
What are Local Authority Searches?
Conveyancing is a lengthy process of transferring the titles of a property from one person to another. The funds involved are no small amount, so you must be prudent every step of the way. Be it a residential property or … Continue reading
Search for Index Map (SIM) and its relevance in Conveyancing
In the process of conveyancing, a buyer should be more careful than a seller. When you are a buying a property, it is your duty to ensure that the purchase is completely safe and secure. This is one of the … Continue reading
Some important factors to remember while drafting a lease – Leasehold Conveyancing
In the UK, there are two property types: leasehold property and freehold property. Apart from owning a property, you can also take it for lease. For a leasehold property, the real owner will be called the landlord and the occupier … Continue reading
Remedies for breach of contract in conveyancing
Contract plays a significant role in any conveyancing process. Exchange of contracts can be considered a significant landmark in the process of conveyancing. Once both parties have agreed to their respective terms and conditions, everything is recorded in the form … Continue reading
Things you should know about House Insurances
Each house will have many components. At times, there might be many costly fittings and contents too. Even some small damages can make heavy losses. You can easily protect your home and contents in it by insuring them. Buildings and … Continue reading
An Introduction to Property Mortgages
Buying a home is the dream of a common man. But your financial status and other economic constraints may pull you back from purchasing property. But you too can by a home by applying for a mortgage. What is mortgage? … Continue reading
Conveyancing Process of Registering Unregistered Land
According to the Land Registration Act, registration of property or land was made compulsory since 1997. Ever since this Act was introduced, solicitors had to send all documents associated with the sale of any land/property to the Land Registry. In … Continue reading
Adjust the value of fittings to reduce stamp duty
Conveyancing is the legal process associated with buying and selling of property. The sale of the property alone is only one aspect of the process. It also includes an in-depth evaluation of the land, buildings and appliances to assess and … Continue reading
Important facts associated with overriding interest
registered with the Land Registry. Overriding interests are certain interests or rights on the land, which are not mentioned in the registers. These interests will override the already registered dispositions. The burden of this interest should be shouldered by the … Continue reading
What if the same conveyancer represents the buyer and seller?
In certain cases, both the buyers and sellers will trust the same conveyancing solicitor for dealing with the process of conveyancing. Estates agents may promote the same conveyancer to act for both the buyer and seller, to reduce the cost. … Continue reading
Client care letters- Tips for conveyancing solicitors
Client care letters play a very significant role in effective communication of vital information to your client, especially at the beginning of a deal. This practice note gives you great tips on how to convey all the required information to … Continue reading
Conveyancing standard conditions of sale – 5th edition
The Law Society has compiled a list of ‘Standard Conditions of Sale’ that need to be included in contracts that are drawn up during the sales process. It is an exhaustive document that details clauses that serve as a precaution … Continue reading
Conveyancing FAQ – Answers For Your Conveyancing Questions
What is conveyancing? Why do you need conveyancing? How long does conveyancing take? Whom do you approach for conveyancing in UK? What does a typical conveyancing process involve? How much do searches cost? What is Anti-Money Laundering (ML) Check and … Continue reading
A quick review of property contracts
Contract A contract is an agreement between two or more persons (individuals or companies) to do, or to refrain from doing, something in particular in exchange for something of value. Therefore one party makes an offer and the other accepts … Continue reading
Conveyancing Negligence & Legal Indemnity Insurance
Legal indemnity insurance is the cover that is obtained to provide protection to buyers and lenders, should there be a defect in the title which cannot be resolved. It does not remedy the defect, but offers financial compensation. There might … Continue reading
Land registry: form ID1 & form ID2
The land registry is the governmental body responsible for recording interests in registered land. Ownership rights for freehold property and leasehold property, where the lease exceeds a term of seven years, are recorded by the land registry. With the new … Continue reading
Land Registry
Your property is among the most important assets that you possess. Obviously, it is in your best interests to register your title to the land and safeguard your ownership. But who says it is you who owns this piece of … Continue reading
Identity requirements for land registry
When someone buys or sells property, it must be ensured that the transactions are carried out in the name of the right person. Conveyancing solicitors are quite particular about satisfying the identity of unrepresented parties to transactions. If land is … Continue reading
How to deal with title defects – Lack of rights of way and lack of covenants for maintenance
Title Deeds are legal documents that establish the ownership of a person over a piece of property. Sometimes title deeds may be “defective,” which means that it may include something which is not wanted or have some important piece of … Continue reading
Common title deed defects
A title deed is a legal document that shows who legally owns or holds the title to a piece of property. If you are interested in purchasing a property, it is absolutely vital that you or your conveyancer check the … Continue reading
All you need to know about property surveys
When buying property could be the single largest financial transaction in your life, it is always prudent to get a survey done on the property you hope to buy. A little money spent wisely on a survey before a property … Continue reading
Different Classes of Titles
On the first registration of a property, the Registrar will grant a class of title to the interest which is being registered. This title will depend on the quality of evidence of the owner’s legal right to the title. Higher … Continue reading
Local Authority Searches – a necessity for property transactions
As a buyer, the burden of Local Authority Searches for residential and commercial properties and unoccupied land always falls on you, as you have the most to lose. The seller need not disclose every minute detail relating to the property, … Continue reading
What do the land registry official copy entries contain?
All the details of the title to a property are available in the land registry’s register, which makes your conveyancing solicitor’s life easy. Getting an official copy of the register is as good as having a full set of the … Continue reading
Legal terms encountered during estate planning
Estate law is not easy to navigate. There is a lot of jargon that novices find very difficult to understand. Whether you are inheriting an estate, transferring it or administering it, you will come under the purview of complex estate … Continue reading
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