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Eligibility to apply for residential mortgages
The criteria applicable for borrowers when applying for the loan are different; and so is the amount that they are eligible to receive. The following article discusses this in detail. Since the credit crunch of 2007, lenders have been very … Continue reading
Different sources of finance for purchasing residential property
This article discusses about the different secured loan options available to the buyer. When the buyer has not made any arrangements for the purchase amount before contacting his solicitor, he may be advised on the different options available. It is … Continue reading
Conveyancing solicitor’s role when a client obtains mortgage on property
It has been discussed about the importance of ascertaining that the buyer has sufficient means to finance his purchase. If the buyer intends to arrange for a loan, the buyer’s conveyancing solicitor must help him with all the necessary procedures. … Continue reading
Guidelines to solicitors for taking purchase conveyancing instructions
The information required by a conveyancing solicitor for a buyer is more or less the same as that required by a conveyancing solicitor for the seller. In fact, it is sometimes the mirror image of that required by the seller’s conveyancer, however … Continue reading
Guidelines to solicitors for taking property sale conveyancing instructions
In this article, we discuss the procedure to be adopted by the conveyancing solicitor when acting for the seller by taking conveyancing instructions. Full contact details of the sellers and buyers It is very important that complete details along with … Continue reading
Conveyancing solicitors’ guide to taking conveyancing instructions from clients
A conveyancing solicitor takes instruction from a client so that sufficient information is obtained to carry out the transaction. However, this does not mean that the solicitor may contact the client only once during the conveyancing process. In fact, the … Continue reading
The importance of Energy Performance Certificates (EPC) in conveyancing process
As we all know, the conveyancing process does not begin unless a seller decides to put his property for sale. The property here could be an individual selling his house or a developer selling a newly built office to some … Continue reading
Town and Country Planning: Case study of a conveyancing process
Mr. X residing at a property in London decides to sell the property. The buyer’s solicitor shall have to check the following details: Details of the date when the property was first built and the use it has been put … Continue reading
Consequences of buying a property in contaminated area
As per the warning card issued by the Law Society to conveyancing solicitors, they have to advise the prospective buyer to check for possible contaminants in the land. They should also explain in detail the possible liabilities associated with such … Continue reading
Town and Country Planning: Guidelines to conveyancing solicitors for ensuring compliance
This article deals with the transactional matters that affect the conveyancing and the steps that the conveyancing solicitor should take to ensure that the process goes on smoothly. Acting for the seller: A seller is not really obligated to disclose … Continue reading
Regulations on altering or erecting a property
Whenever a building is set to be erected or altered or when other building works are to be undertaken, it is important that proper permission from the local authority is sought. This is independent of the planning permission obtained from … Continue reading
Enforcement of Town and Country Planning Regulations
If it is found that a planning control has been breached, the LPA is required to take appropriate enforcement action, albeit within a certain time frame. With respect to building works and changing the use of a building to a … Continue reading
Consequences of planning development project in conservation areas
Buildings and areas of historical and cultural significance or architectural interests are listed by the Department of Culture, and Media and Sport and English Heritage Department in England and the Welsh Assembly and Cadw in Wales. The effect of listing … Continue reading
Town and Country Planning: Obtaining Planning Permission
An express application is required to be made to the concerned planning authority by paying a fee that is calculated using rules made under the TCPA. It is not necessary that only the owner or the property should be making … Continue reading
Town and Country Planning: When is a permission needed?
Planning Permission Needed for Carrying Out of Development The main idea behind implementing the planning system is that permission is required for any activity that constitutes as ‘development’. Section 55 of the Town and Country Planning Act indicates that: Development … Continue reading
What homeowners need to know about Town and Country Planning
The article discusses the town and country planning regulations that are in place in the UK as of now Outline of the Planning System The responsibility of undertaking town and country planning rests with the Local Planning Authority (LPA) in … Continue reading
Residential Conveyancing: What is Stamp Duty Land Tax (SDLT) Fees?
Property transactions on freehold, leasehold property is subject to Stamp Duty Land Tax. But the charges are different depending on the value of the transaction. This tax should be paid within 30 days to the HMRC. Not paying the stamp … Continue reading
Conveyancing Fees – All you need to know about Value Added Tax (VAT)
Whenever a transaction takes place, a lawyer will also have to consider the implication of VAT or Value Added Tax. This is chargeable with respect to the supply of goods or service made during the business. The supply of goods … Continue reading
Basic principles of the Capital Gains Tax and excemptions
Basic Principles of the Tax When a property is disposed, it is subject to the application of Capital Gains Tax or CGT. It is the duty of the conveyancing solicitor to explain to his client that selling the property may … Continue reading
Guidelines to solicitors for prevension of mortgage fraud
This article discusses in detail about the consequences, when a conveyancing solicitor knowingly or unknowingly involves himself in a Mortgage fraud transaction. It also has guidelines that serve as warning signals for a solicitor that the process is doubtable. This … Continue reading
Guidelines to conveyancing solicitors for prevension of money laundering
This article discusses about the consequences, when a conveyancing solicitor knowingly or unknowingly involves himself in money laundering. It also gives guidelines that serve as warning signals for a solicitor that the process is doubtable. Money laundering is defined as … Continue reading
Guidelines for Conveyancing Solicitors dealing with Non-Solicitors
When the other party is not represented by a conveyancing solicitor, precautions have to be undertaken by solicitors to ensure that conveyancing process takes place smoothly and without a glitch. Licensed Conveyancers Licensed conveyancers are those who are bound by … Continue reading
Answers for your questions about Anti-Money Laundering (ML) Check
What is money laundering? Money Laundering is the method by which proceeds of criminal activity such as drug trafficking and tax evasion are made to look like it has come from a legitimate source. Money laundering is a serious problem … Continue reading
What You Need to Know When Completing our Conveyancing Solicitors’ Welcome Pack
Following are the answers for some general questions our clients ask when completing our Conveyancing Solicitor’s Welcome Pack Some of my details seem to be wrong in the Welcome Pack, what shall I do? Please amend any details that are … Continue reading
Conveyancing Clients’ Questions on Money, Fees and Disbursements
Following are our answers for some popular questions we receive from our clients relating to fees, monies and disbursements. How long does it take before monies that I transfer can be utilised? Your conveyancing solicitor cannot use monies transferred until … Continue reading
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